Health Insurance for business or individuals
Fully Insured Group Plans
Fully Insured Group Plans
Fully Insured Group Plans
Group benefit plans have always been a great tool for business owners to attract and retain employees. They have evolved so much in the past 10 years. Modern group benefit plans include much more than disability insurance and massages. Employee Assistant Programs, Health Care Spending Accounts and Employee Wellness Programs have made company benefit plans more versatile and more beneficial than ever! It's about perfectly tailored plans that are a win/win for employer and employee.
Self insured plans
Fully Insured Group Plans
Fully Insured Group Plans
Self insured plans let employers control premiums by building plans with specific limits and paying those benefits from corporate dollars.
The plans look just like a regular benefit plan, the only difference is that all claims are paid by the employer directly with an additional administration fee.
These plans work well for businesses with low turnover or a history of employment stability. These businesses have claims that are predictable and are often great candidates for a self insured plan.
Healthcare Spending Accounts
Healthcare Spending Accounts
Healthcare Spending Accounts
A healthcare spending account is the simplest way to give a health benefit to your employees to use toward virtually any healthcare need.
Claims are simple and all done online through our user friendly platform.
This type of plan is basic and works well for employees who want to offer a health benefit without specifying a plan design or usage guidelines. Allowable health expenses are set by the federal government and available on the link below.
HSA's can even be used to pay premiums if an employee wants to purchase their own individual health plan.
Individual Health Plans
Healthcare Spending Accounts
Healthcare Spending Accounts
Individual health plans are sometimes required for people who don't have access to group benefits. Contractors, family owned businesses and direct sales are all eligible to get individual or family coverage. We offer individual plans through 6 different insurance carriers and each plan is customizable has some amount of guarantee insurability.